Interest Free Financing

Are you considering a bathroom upgrade or in need of a new hot water cylinder? Have unexpected plumbing problems arisen? Whether you're facing the task of watermain replacement or envisioning a complete bathroom renovation, we offer a convenient solution with our 12-month interest-free financing options. These flexible financial plans provide the breathing room you need and allow you to pursue your desired upgrades without immediate financial strain. Please note that lending criteria, fees, and terms and conditions apply. See below for more information.

At LB White, we offer financing options that make it easy for you to handle your plumbing needs. You can choose a 12-month interest-free finance plan with us. For those looking for more extended financing, we provide options of up to 36 months, although additional fees may apply. To get started, you can apply for pre-approval with Q-Card by clicking on the Q-Card image. This allows you to access our attractive interest-free offers. If you're an existing Q Mastercard or Q Card cardholder, just inform our staff of your Q-Card number, and we'll process your transaction, subject to available credit. To apply, visit www.qmastercard.co.nz, which will redirect you to the Q-Card website for the application process.

No interest for 12 months is currently available until further notice on minimum purchases of $499. An Annual Account Fee of $50 applies, along with a $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders. Throughout the interest-free period, you are required to make minimum monthly payments equal to 3% of the monthly closing balance or a minimum of $10, whichever amount is greater. It's crucial to note that only making minimum monthly payments will not fully repay the loan by the end of the interest-free period. Following the conclusion of the payment holiday or interest-free period, any remaining balance will be subject to the Q Mastercard Standard Interest Rate, currently at 26.69% p.a. Keep in mind that Q Mastercard has specific lending criteria, fees, and terms and conditions that must be followed. The provided interest rate and fees are accurate as of the date of publication and may be subject to change.